What should I do if I've crashed a car into the house?

Question

Accepted Answer

If the place you are renting is seriously damaged or destroyed by something like a fire, or a natural disaster, (i.e. the damage was not deliberately caused by you or your invited guest) you’re not liable for the cost of repairs. However if the damage was intentional, the result of a careless act or omission, or the result of an imprisonable offence (like using the kitchen as a meth lab) you’re liable for the cost of repairs.
The maximum amount you can be made to pay for *careless* damage is either the cost of four weeks’ rent or your landlord’s insurance excess (if applicable), whichever is lower. 
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