My flatmate punched a hole in the wall, am I liable for the damage?

Question

Accepted Answer

Tenants are responsible for damage caused by flatmates and invited guests, except in certain situations…
If the damage was intentional (e.g. punching a hole in the wall) or the result of an unlawful activity (e.g. cooking drugs), you’re responsible for the cost of repairs.
If your guest or flatmate caused damage by accident *and* if the landlord’s insurance covers the damage, you’re not responsible for the repairs.

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